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How payments work

SwiftKudi only charges for SwiftKudi.

When you hire someone or buy something, you pay them directly. SwiftKudi never collects, holds or takes a cut of that money.

Free

Joining, browsing, saving, alerts, messaging, posting your first job each month, listing your services and products, and applying to a few gigs every month.

What SwiftKudi charges (paid securely through Paystack)

  • SwiftKudi Pass: ₦500 for 30 days, if you need more than the free monthly applications, conversations and job posts. It doesn't renew on its own.
  • Boost: from ₦500, to show your listing at the top, marked Featured.
  • Hiring fee: 5% of the agreed amount (minimum ₦500), paid by the client when hiring from a job post.

Every price is shown before you pay. Payments go to SwiftKudi's own Paystack account and never top up a wallet.

Paying a freelancer, artisan or seller

  1. 1. Agree in writing on SwiftKudi. Use messages or the contract workroom to set the scope, price and deadline.
  2. 2. Pay them directly by transfer, POS or cash, as you agree. Pay in stages for bigger jobs.
  3. 3. Approve and review. Marking work approved and leaving a review helps everyone hire well.
Stay safe when paying directly →

Receipts, refunds and older balances

Your SwiftKudi receipts are under Fees & receipts. For a billing problem, contact support with the reference. If you have an older wallet balance from before, it's still yours: you can withdraw it from your wallet page.